Monthly Archives: March 2014

Covenant Marriage At The Old State Capitol

louisiana covenant marriageToday (3/15/14) was a long and good day. Unfortunately, I had to miss the St Patrick’s Day parade in Baton Rouge because of work, but it paid off really well. The best job of the day, to me, was the covenant marriage signing that I did, but I’ll get to that soon enough. The highlights were:

  • The first job of the day brought me to Geismar, Louisiana for a mortgage refinance closing. My dumb printer is running so slow! It caused me to be a little late, but the borrower was very laid back and understanding. The title company that hired me for this one had some conflicting instructions as well, and I couldn’t get anyone to anser the phone. All in all though, it went well.
  • My next run had me back in Baton Rouge. I met a man that had lost a close family member recently, and I had to notarize two succession papers for him. He was a nice guy, and it was obvious that he was still hurting.
  • The next job was the highlight of my day. I was called by the bride’s father to notarize the papers for a covenant marriage at the old state capitol in downtown Baton Rouge. If you have never been there, you really need to see it. The building is incredible. If you’re not familiar with a covenant marriage, read about it HERE. The couple getting married were really excited, and it was neat to be a little part of the ceremony. The dad also gave me a nice tip for patiently waiting. It was a great job.
  • Next on the list was a job at an older home off of Sherwood Forrest. A family was packing up the belongings of their elderly parents to sell the home. I notarized a power of attorney for them so that one of he sons could sign the cash sell on Monday for the parents.
  • I made it home, but two more customers called me. I was pretty tired, so I talked both of them into coming to me. For the first customer I had to notarize six claim forms. Their hotel room was broken into, and all of their luggage and belongings were stolen. The next, and last customer, is in pharmacy school. He had a one page form that needed to be notarized.

On the home front, I got to check out my new blender that Jaci got me for my birthday. That was the best homemade margarita that I have ever had. It cut up the ice perfectly. I’m really excited about the next party at our house!

Thanks for reading my notary blog. If you need help, call me at 225-907-5280.

Slow Friday, King Cake Hamburger

king cake hamburgerToday (3/14/14) was a slow Friday on the work front. The only jobs worth talking about were:

  • I notarized two contracts for a construction company that is a regular of mine. Boring.
  • I notarized a car title for some regulars.

If I would have known that today was going to be so slow, I would have gone to New Orleans with Stacey to watch Quinn in the jazz festival. A least she brought back some king cake hamburger though. It looked so cool. I wish I could have had it when it was fresh though, but it was neat.

Tomorrow looks like it is going to be a busy day. I have a refinance closing in the morning, a car sale, and two wills scheduled already. I will be busy for sure.

Thank you for reading my notary blog. You can reach me at 225-907-5280.

Hello Mandeville, Nice To See You

mandeville louisianaToday (3/13/14) was a good day to be a notary. I got to meet some new people, help some regulars, and it was pretty much stress free. I didn’t make a killing, but I did well enough. The work highlights were:

  • I started the day off by traveling to Mandeville, Louisiana for a refinance loan closing. Did I mention that it was scheduled for 8:00 A.M.? That means that I had to leave the house by 7:00 to make it on time, and thankfully I did. Anyone that knows me knows that I am not a happy morning person, so I was proud that I got there on time. The borrowers were really friendly. They had a few concerns, but I was able to explain the situation to them. It feels good to be able to figure things out without calling the loan officer or title. Yay me!
  • My next stop was at a new customer’s place of work. I notarized a loan modification for him here in Baton Rouge. For some reason, I’ve been notarizing a lot of loan modifications lately!
  • I then went to help a regular customer at a funeral home. She had four pages that needed to be notarized. The customer was so happy that I got to her in under 20 minutes, and I just might have a new customer in the funeral home.
  • Lastly, I did a car title transfer near downtown Baton Rouge. Both of the guys were really nice and appreciative, and this was a very easy job for me.

As for the rest of the night, I’m done. Unless it’s a real emergency, my plan is to do nothing. I’m really tired and need the rest.

Earlier today I brought Quinn to a doctor’s appointment. We were right by the KFC at Bluebonnet and Perkins, so we stopped there for lunch after the appointment. We love KFC! This was a great trip because it included a dramatic play. There were only two employees working the whole restaurant, one being the manager and the other the worker. They were slammed and had customers stacked deep that were probably waiting 30 minutes for anything. The hilarious part was that the employees were fighting the entire time. They were yelling and hollering at each other, and putting each other down really well. It was so funny!

Stacey is back at work tonight, Alec is hiding, Quinn is napping, and now it’s my turn to watch some TV.

Thank you for reading my notary blog! If you need a notary that will travel to you around Baton Rouge, call me at 225-907-5280.

What Is Bogalusa And Is It Contagious?

bogalusa sounds like a diseaseToday (3/12/14) was another good day. It was actually the best day of the week, if that matters three days into it. I was able to work for most of it, which is the goal when you work for yourself, and nobody really pissed me off, which is good, I guess, and I love compound sentences, in case my solo reader was wondering (more to come on that bs in another rant post). Here are the highlights of my notary work day:

  • I started the day off with a random caller. An elderly lady needed help getting a loan modification package notarized. I really felt sorry for her. I don’t think she weighed 80 pounds. She was shaking the whole time, and it was pretty obvious that she could use some help. Anyhow, I notarized the forms in her package, helped her fill it out, and gave her a $40 or so discount. I’m a sucker.
  • My next trip brought me to a specialty medical facility for a freebie. This repeat customer has handed me a good bit of work, so I notarized a cremation form for his personal use for free. Yep, sucker times two.
  • I then headed to the West Baton Rouge Parish Prison to execute a Power of Attorney. The wife of the inmate called me early in the morning. She was desperate to get this POA created and notarized today. I don’t know how she did it, but she talked the prison into letting me in to meet the prisoner today. The WBR jail is so much easier to work with than the EBR one! Everything went fine. Again, I felt sorry for the guy. I found out what he was in there for, and I doubt he’ll ever make it out. Prison is a bummer.
  • The next journey brought me to a car sale right by our house. The seller was a repeat customer, and she was so happy that I did the job. The buyer, on the other hand, was a punk. I will never understand how some people can think that a notary will drive to your house, take care of all of the paperwork, and do it for next to nothing. But I maintained my cool and brushed him off, for the most part.
  • The next job brought me all the way to Bogalusa, LA for a mortgage refinance closing. I think this is my third time to visit Bogalusa. I had never even heard of the city until a few months ago. It’s out in the middle of nowhere in Washington Parish. The best way to describe it is if you are coming from Baton Rouge head East on I-12. When you get to Covington head NE until you get to the border of Mississippi. What a weird name for a city, right? Imagine the first people to settle there. They needed a name. A brainstorm led to something that sounds like an STD- Bogalusa!
  • On my way back from Stdville I stopped in the town of Livingston for a loan modification signing. The borrowers were very friendly, and it was the perfect way to end my day. I had another job lined up, that was cancelled, and I had to drop a package off for another man, but the Livingston deal was the nightcap for me.

On the personal side:

  • Stacey is working tonight. I brought her Jack In The Box from the store in Walker. I swear to god that place was out of almost everything, even ketchup! The guy was laughing when he told me that they run out of everything every Wednesday. Wth??
  • Quinn hooked us up with some sandwiches from Domino’s on the way home. He gave me a crazy look when I didn’t tip him. Am I really supposed to tip my kid for bringing us sandwiches on his way home from work, when I am also buying his sandwich?
  • Alec had a retreat today at some church off of Stumberg, instead of school. You should have seen the carpool line this afternoon!
  • Jaci helped me big time with transportation this afternoon. I need another vehicle pretty badly. I want a crotch rocket so I can fly to jobs, but Stacey doesn’t approve, even though she’s supposed to be the crotch watcher. Wth?

To my reader (notice the singular?), thanks for reading! If you want me to talk about something else in the future, just let me know. I know I already pay you well to read this, but I really do appreciate you.

Last but not least, if you need a notary in the Baton Rouge area, call me at 225-907-5280.

The Crazy Cat People Closing?

crazy cat peopleAs a loan closing agent that travels to borrowers’ homes, I have had some strange stories, but I don’t think any of them can top the case of the “crazy cat people?”.

This was a normal mortgage refinance closing that was scheduled to take place at their home in Nowhere, Louisiana right around dusk. As I approached the door, I could see enough to find my way, but the light was fading fast. What I could “see” was an odor leaking onto the entrance way. It sort of smelled like cat pee. You know the cat urine smell right? It has that ammonia thing that you can almost taste as it makes your eyes water.

I knocked on the door, waiting to see if a horde of cats were inside. I’ve done closings at crazy cat peoples’ homes. I’m almost used to their homes smelling like a litter pan gone wild, so how bad could it be, right?

The person that answered the door looked like a witch. She seemed to be 60 or so (the prime age for crazy cat lady fever), she had that Presbyterian thing going on with the denim blouse and wrinkled long sleeve top, and of course her hair was in some sort of crazy bun with strands flying about. Yep, crazy cat lady for sure.

I should have been primed for the nasal assault by the smell leaking outside, but oh my God I was not prepared for the odor to be found when she opened the door! This was the thickest fog of cat piss that you could possibly imagine! I didn’t just taste the ammonia, I was gagging on it! It was so dark inside the doorway that I couldn’t see a thing, but that’s probably a good thing because I bet there was a yellow cloud engulfing the living room. Let’s put it this way, the smell was so bad that my first thought was to puke! This is no exaggeration at all.

After I gained my composure, I introduced myself and she invited me inside. They had all of the lights turned out, except for a small lamp in the distance. We wandered between their belongings that were stacked up to the ceiling, working our way down the yellow cat pee road that led towards that dim lamp in the distance. I was certifiably freaked out.

We made it into the kitchen where that light came from. Sitting at a table that was stacked to the ceiling with books, dishes, cups, an old computer, and who knows what, was her husband. If she was the cat witch, he was the creepy wizard. He had thick glasses that made his eyes look big. The top four or five of his buttons were undone. His thick, gray hair was standing up, sort of like Einstein, if he was a creeper that is.

I introduced myself as we shook hands, but it was hard to focus because there were sounds coming from everywhere. I still couldn’t see very much, but I could tell that “stuff” was piled up everywhere. As I scanned the walls of the kitchen I could see something that looked like boxes. This noise, whatever it was, seemed to be coming from those boxes, and the boxes were almost everywhere.

I found a chair and set down by the cat wizard. There was nowhere to put my papers down, so I just held on to them while I was shaking. The noise! It was hard to define. It sounded like toys that shake going off everywhere.

My eyes started to adjust to the lack of light. I soon realized that those boxes stacked up everywhere were not boxes at all. They were cages, kind of like rabbit or hamster cages. Since the only smell like the one enveloping this house, that I have ever smelled, was from cats, this must have been cats, I assumed that they were using these cages for their cats, but there must have been hundreds of them piled up from the floor to the ceiling all over the entire house! Could these people really be the ultimate cat weirdos?

I had to confirm with them that the smell, noises and cages were coming from their cats, so I popped the question, “Wow, you guys must love cats. How many do you have?”

The witch replied, “Cats? We hate cats.”

Now I’m in freak out mode number two! They hate cats, but their house is full of cat cages, I can hear the cats moving around everywhere, and there must be enough cat piss in here to float a boat!

Of course I asked her why she has cages full of cats everywhere, and why can i hear them, and why can I smell them? She explains, “Those aren’t cats. They’re rats. We run a rat rescue company. People call us from all over if they see a rat. We rescue the rats and bring them here to love them.”

rats everywhereSo this house is full of thousands of rats. So I can hear them scampering around all around me. So I can smell their urine that is soaked into every inch of this house. So I am about to die in this rat infested house with the crazy rat people!

My eyes have fully adjusted to the low light at this point. I can see all of the cages clearly now. I can see what must be rats running around in them. I can see that there is what can only be rat feces covering the floors and the table. I can see that I am a piece of cheese that is completely screwed!

Of course a normal person would run like hell and get out of there, but did I do that? Of course not. If I left the closing, I make nothing. If I sucked it up, rat piss and all, I have a good day and live (hopefully) to see another day. I stayed. I shoved some of their crap off of the table, made myself an area to work on that was maybe half as wide as the papers, and told them, “Sign here, sign there, hurry and sign!”

 

Bad Title Company Does Good

title company baton rougeToday (3/11/14) was a very easy day. On the notary front, the three highlights are:

  • I visited a company for the second time. This place is a bilingual tax service basically. They cater to Spanish speakers. I really never thought I would hear from them again, so it was a pleasant surprise. I helped them with notarizing a car sale and a contract.
  • A new company called me. I have no idea what they do, but they are located in the Industriplex off of Airline Hwy in Baton Rouge. I basically filled in for their notary that is on vacation. Blah….
  • Now for the bad title company doing something good. Yesterday I was whining and complaining about a lender and title company that screwed a mortgage refinance up through miscommunication and sloppiness. They corrected the docs today and it was a smooth closing. Best of all, they agreed that their errors from yesterday cost me a lot of time, and agreed to pay a double fee. Good job guys!

In other notary news, I’m looking at boosting my marketing in a pretty big way. I need a surge of new customers (mainly commercial), so I’m hoping this will be a hit. Time will tell. I can tell you that marketing is expensive!

On the personal side, we went to watch our boy Quinn tonight at a jazz concert at Baton Rouge High School. They were good, and we really liked his solo. He only has a few concerts left before his high school career is over. We went to eat at Doe’s Eat Place after the show. Our waiter was awesome, and the food was the bomb! I’m fatter than a tick right now, so we’re laying back to watch The Voice and go easy.

Thanks for checking out my notary blog. If you need some help in the Baton Rouge area, feel free to call me at 225-907-5280. I’m available 24/7, I travel to you, and I would love to assist you.

Miscommunication 101

miscommunicationToday (3/10/14) was pretty frustrating. Not every day in the life of a notary can be a good one, so it is what it is- frustrating. The source of the frustration was miscommunication, but before I cover that, here are the noteworthy jobs of the day:

  • I visited a doctor’s office off of Siegen Lane in Baton Rouge. A law firm out of San Antonio, Texas hired me to notarize 4 medical billing affidavits. This wasn’t m first trip to this doctor’s office, so it was nice being able to remember where they are in this big office complex.
  • I notarized some trust documents for a lady that lives off of Kennelworth. She was really nice and had an older dog that became my friend.
  • I did a car title transfer in a parking lot in north Baton Rouge. This one was funny because the lady called me and was very rude and upset. Twenty minutes later she called me back and apologized.
  • The source of my frustration happened because of a refinance loan closing. The title company called me for this one days ago and scheduled it for noon today. This morning they call and explain that the docs are late, so they changed it to 4:00. I got the docs, via email, at 3:50. Bad title company, bad! I traveled to meet the borrower at their home. I got there and found out that the borrower told the loan officer to have me meet them across town at a restaurant in the hood. Bad loan officer, bad! After getting there and working through the package we figure out that the docs are all messed up. The borrower’s ex was sprinkled throughout the paperwork, even though he has been remarried. His new wife wasn’t happy! The loan officer wanted the borrower to sign some docs but not all of them. The title company wanted him to strike out his ex’s name throughout and put his new wife’s name in it’s place. The borrower, rightfully so, didn’t want to do anything until they fixed the mess. So we adjourn, and the title company told me to invoice them, and they would makeĀ  “partial” payment to me, after I spent 2 hours on this mess.

/rant

In other news, Stacey made some awesome jambalaya tonight. It is really good. We’re watching The Voice, Quinn is working, and Jaci ran away. Tomorrow will be better, I hope.

Thank you for reading. Call me at 225-907-5280 if I can help you.

How Much Does Notary Cost?

notary costI hear this question more than any other: How much does the notary cost? Another version is: How much does it cost to notarize something? The answer can be complicated.

Here in Louisiana, there is no law that sets the rate to get something notarized. In some other states, there is an exact fee that must be charged, and the notary can’t charge you a penny more. Since I work and live in Louisiana, and I could really care less about notary fee prices in other states, the rest of this answer will apply to LA, and me in particular.

Yes, in Louisiana there is no set price, so a notary public can literally charge you anything he wants to. I could tell you that for me to notarize your power of attorney it will cost $1,000,000. If you agree, and pay me that, then that is the price of the service. I could also tell you that it costs $1, if I’m dumb enough, and that would be the price. Actually, I know a lot of people that think $1 is about right.

Since I am a mobile notary that usually travels to my customers, part of the pricing formula for me is where I need to travel to. If you are right next to where I am, then the price will probably be fairly low. If you are two hours away in Lake Charles, the cost will probably be pretty high.

I also need to know what you need me to notarize. Some things require more work on my part, so I have to charge more. For instance, if I am notarizing a quit claim deed for an individual, I have to travel to the clerk of court and have it recorded. That requires more work, so I charge for my time. If I need to notarize an insurance form that is completely filled out, your costs will be low.

I also want to know exactly what you want me to do. If you want me to create a last will and testament from scratch, I will gladly do it, but that requires a good deal of work, so I charge for it. Now if you already have a last will and testament full prepared (and properly), and you just need me to notarize it, that is less work, so the price would be less.

I also vary my rates depending on when you need me. I am literally available 24/7, so I will happily come to you at any time, but if you call me at 2:00 in the morning, I expect a little more than if you called me during “normal” hours.

To sum it up, in Louisiana the notary fee is not fixed. I determine your price by knowing how far I have to travel, what you need me to notarize, how much work I have to do, and the time that you need me to come to you. Does that make sense?

The easiest way to give you a quote is for you to just call me at 225-907-5280 if you are anywhere near Baton Rouge. You can also email me at georgectull (at) yahoo (dot) com. Thank you for reading!

Louisiana Bill of Sale Fill In The Blank

LOUISIANA BILL OF SALE FILL IN THE BLANK

I just learned how to create a form with Adobe, so I made this Louisiana bill of sale form that is a pdf where you can fill in the blanks with your computer and then print it out. This is really neat to me! I have the sloppiest handwriting, so from now on I can get all of the information from the buyer and seller, plug it into this form on my computer, and bingo I have a nice, typed bill of sale to print out and have signed!

To use the form just click on the link at the top of this post, or here: BILL OF SALE FILL IN THE BLANK . You will then download it and open the file with Adobe. It should come up in Adobe. On all of the highlighted blanks just fill in the information. When you are done, print it out. This is really easy.

This form can be used in Louisiana if you are selling any movable (not a home or real property), but you will likely use it to sell or buy a car, truck, motorcycle, rv, camper, atv, etc.

If you need a notary to notarize it, and you are anywhere near Baton Rouge, feel free to give me a call at 225-907-5280.

The Never Ending Birthday

banana birthday cakeThis weekend (3/8/14 – 3/9/14) was a continuation of my birthday from 3/5/14. This has been one of my best birthdays ever.

Saturday night (3/8/14) we went out with our friends Diana and Dez. We met them at the Lauberge casino here in Baton Rouge, off River Road. We started by eating at the Stadium restaurant there. We really love that place. The prices are reasonable, especially since it’s in a casino, the food is great, and the atmosphere is good. I had a macaroni hamburger with tots, and a bloody mary to drink. It was awesome, and the best part is that Dez and Diana paid for it for my birthday! I wish they would have told me up front though so I could have picked out something more expensive. We then gambled a little bit on the slots (we won $7), drank a ton of free wine and beer, and listened to a little band in the bar. It was a fun night.

The birthday continued again tonight (3/9/14). We went to see our friends Ray and Shonda, along with their children Amber and Emily, granddaughter Kember, and their sister Sandra. We had some cheesy chicken casserole, and then we ate the best banana pudding cake I have ever had! Shonda made it for my birthday. It had three huge layers, bananas all over it, and pudding between the layers. It was huge and awesome! Thank you Shonda.

On the notary front, this weekend I did:

  • A ton on auto title transfers. I stopped counting how many.
  • Notarized a last will and testament for a man. We met at McDonald’s off of Siegen Lane.
  • A affidavit of residence for a lady on Starring. It was so her kids wouldn’t be shipped to another school zone.

The plan for tonight is rest. I ate way too much chicken and cake! I just want to sleep now.

Thanks for reading my notary blog! I can be reached at 225-907-5280.